Do you have something worth protecting?
If you own a home or have a family, then you already know the answer to this question.
Protecting what matters most gives you security and peace of mind that all will be safe should the worst happen.
Make Insurance a Priority.
Having good life and home cover plans in place are invaluable when it comes to making a claim. Let us get you the best quotes and find you a plan that is flexible, affordable and worthwhile. With us, good insurance cover means long term security with minimal hassle.
Take a look at our brief guide below of things to consider when planning mortgage related insurance.
Does your heart melt watching them sleep? Do they drive you crazy fighting over the television remote? No matter how you feel right now, you want to know you and your family can cope should the worst happen.
Arranging a great Life insurance policy through us gives you peace of mind. Knowledge that, in the event of death or serious illness, your loved ones can meet monthly bills, clear debts and have a secure home.
We also understand value is important- that’s why we price match Life Insurance policies to make sure you get the best deal.
Allow us to put it all in place and let you get back to fighting over the television remote!
When thinking about Life Cover, here are a few things you may want to consider:
Term Life Assurance
You decide how long you want to be insured for, up to a maximum of 40 years.
This protection offers you a range of cover against things that could affect your family’s future income. For example; serious illness, death, accidents or time spent in hospital. Term Life Insurance allows you peace of mind that your family will not have to struggle to cope financially.
CMG will arrange mortgage life cover for you/ you and your partner. In the event of death this insurance will make a once off lump sum payment to cover the remainder of your Mortgage. As you pay off your mortgage, your cover will reduce to reflect the amount you owe.
Specified Illness Cover
This is a benefit which pays a lump sum if you are diagnosed with any one of a range of medical conditions outlined in your policy. You can use this lump sum to pay for medical bills, support your family or make necessary changes to your lifestyle.
Whole Life Cover
Unlike Term Life Cover, Whole Life Insurance last as long as you do. It is a great option that frees you up from the constraints of a term life policy and ensures cover at every stage.
Over 50’s Life Insurance
At CMG we can arrange quick and easy stress free cover for over 50’s. 50+ cover could give your family a guaranteed lump sum in the event of death. The lump sum could be left as a gift to loved ones or used to pay expenses.
Your home is one of the biggest investments you’ve ever made, having it well protected is vital.
Why leave yourself open to unnecessary risk? The right home insurance means you will be covered for buildings and contents in the event of loss or damage.
This covers both buildings and other permanent fixtures such as:
Fixtures and Fittings
Fences and Walls.
It insures these against fire and storm damage, leaks and much more.
People often get confused by how much buildings cover to get- well you base the amount on the rebuilding cost of your home, not its market value.
Contents cover concerns household goods and any personal belongings, yours or a member of your household, kept in your home.
We can help you choose the level of contents cover you require. We calculate it either as a percentage of the buildings cover or a specified amount.
By insuring your home through us, we guarantee you can rest assured it’s in safe hands.